4 money-saving tips for online shopping

Category: Shopping

Grandmother and granddaughter shopping online

Online shopping is a great thing—all you need is a decent Internet connection and a device that can go on the web, and you can order just about anything, regardless of where you are or what time it is. Not only is it extremely convenient—especially if you have physical limitations that can make it difficult to leave your home to go shopping—but it can save a lot of time. It can also save you money, especially with some strategic planning. The following are some ways you can get the best prices when you shop online:

Time it right

If you’re not in a rush for a specific purchase or there’s an expensive online purchase you’d like to make, waiting for the right time can mean tremendous savings. Some of the best sales that you’ll find at the mall throughout the year are also often offered online as well, such as Black Friday and after-Christmas sales. You’ll also want to take advantage of the first Monday after Thanksgiving—Cyber Monday—which is the online equivalent of Black Friday. On this day, just about every single online retailer offers their biggest sales of the year.

Look for free shipping offers

Shipping costs can be pretty significant, and even just a minimal additional charge can make a great bargain suddenly not seem like that great of a deal anymore. There are plenty of online retailers that provide completely free shipping, and it could just be a matter of ordering from the right places or buying the right items. For example, you might need to spend a certain amount of money to qualify for free shipping, and you might just be a few dollars away from meeting that minimum requirement. Other retailers might offer free shipping, regardless of what you spend, so it’s worth checking out those websites as well.

If you shop online a lot, you might want to spring for an Amazon Prime account. For a small, up-front yearly fee, you can receive free two-day shipping on tons of items. If you do most of your shopping online, that annual cost will pay itself off in no time.

Finally, consider the option of picking up the item in person if the place you’re ordering from also has an actual store near you. If you’re purchasing a large or heavy item, this might save you a lot of money, as you won’t have to pay shipping costs. This may or may not defeat the purpose of shopping online, so you’ll have to consider the convenience of getting the item shipped directly to your home versus picking it up, which might not be a big deal if you live or work very close by. Either way, you still reap the benefits of completing your purchase online, and doing so allows you to avoid large mall crowds and other hassles.

Look for coupon codes

During the checkout process, the majority of online retailers give customers the opportunity to enter a promo code, which will take off a percentage of their order, provide free shipping, include a free gift, and so on. There are several different ways to receive these exclusive promotional offers, but one great source is RetailMeNot.com, which compiles a list of currently active promo codes for just about every e-commerce website out there.

Check social media

Are you following your favorite brands and stores on social media? If not, you might want to start. Followers are sometimes the first to find out about promotions and sales, and in other cases, promos might only be available to those who keep up with the social media pages. Always check before ordering, because otherwise, you might miss out on a great deal.

Whether you need cash to make a large purchase or catch up on bills, Peachtree Financial Solutions may be able to help if you’re receiving long-term annuity payments. Contact Peachtree Financial Solutions today to learn more about selling future annuity payments for a lump sum of cash.

Nothing above is meant to provide financial, tax, or legal advice. You should meet with appropriate professionals for such services.

Tags: coupons, free shipping, online shopping

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