Posts Tagged ‘Credit Reports’

  A lost or stolen credit card can be frustrating and nerve-racking, but it’s crucial to act quickly and before too much damage is potentially done. As soon as you know that your credit card is gone, be sure to do the following as soon as possible: Contact your card issuer The first thing you’ll […]

Are you in the process of buying a car, and will need to finance your purchase with an auto loan? When it comes to applying for an auto loan, you’ll want to think beyond just getting approved and carefully consider the rate you’re being offered. After all, the lower the interest rate, the less you […]

Although the following tips can be helpful for anyone buying a home, for someone buying a home for the first time and likely unfamiliar for the process, they can be especially beneficial: Take all homeownership expenses into consideration Many first-time homebuyers underestimate just how much it costs to own property; there is much more to […]

  Purchasing your first home is a very exciting milestone, but in the midst of all the excitement, it’s important to remember that it’s also a decision that shouldn’t be taken likely. While you want to enjoy the house shopping process and have fun, it’s important to be practical as well, and make certain things […]

When it comes to your credit report and your score, knowledge is power. The following are some facts that many consumers are surprised to learn, and by knowing more about these things, it can help you understand how your credit score is calculated and can make it easier to work towards a better credit score: […]

When it comes to your credit report and your score, knowledge is power. The following are some facts that many consumers are surprised to learn, and by knowing more about these things, it can help you understand how your credit score is calculated and can make it easier to work towards a better credit score: […]

You’ve been paying all of your credit card and loan bills on time, and you’re hoping to see an improvement in your credit score. But much to your dismay, you check your credit score and see that it dropped instead. It can be frustrating when this happens, especially since you thought you were doing everything […]

Whenever you apply for credit, a hard inquiry is made and hard inquiries will negatively affect your credit score. Even though the effects are minor and temporary, you’ll want to avoid applying for multiple credit cards and loans. Since you should be selective when it comes to applying for a credit card, you’ll want to […]

If you’re buying a home in the near future, there’s a chance you might be taking out a mortgage loan to finance the majority of your purchase. A mortgage loan is the largest amount of money that most people will ever borrow, and not to mention, one of the longest lasting. Certain mistakes, however, can […]

If you’re buying a home in the near future, there’s a chance you might be taking out a mortgage loan to finance the majority of your purchase. A mortgage loan is the largest amount of money that most people will ever borrow, and not to mention, one of the longest lasting. Certain mistakes, however, can […]