Posts Tagged ‘Credit Cards’

With so many consumers falling deep into debt, it is no surprise that there are so many different reasons that eventually result in someone being far behind on their bills. Although every consumer’s situation is unique, the following are some of the most common reasons that people throughout the country get into debt: Divorce Life […]

  With so many consumers falling deep into debt, it is no surprise that there are so many different reasons that eventually result in someone being far behind on their bills. Although every consumer’s situation is unique, the following are some of the most common reasons that people throughout the country get into debt: No […]

It’s one thing to occasionally splurge, but if you find that you’re constantly spending all of your cash and maxing out your credit cards, you may have a shopping addiction. It may be something you’ve told yourself again and again not to do, yet you still end up making impulse, last-minute purchases that burn a […]

Have you thought about giving up credit cards altogether, but not sure if it’s the right decision? There are both advantages and disadvantages to consider when it comes to credit card use. Some of those pros and cons include: Credit card advantages The opportunity to establish credit Even if you’re not too fond of the […]

Whenever you apply for credit, a hard inquiry is made and hard inquiries will negatively affect your credit score. Even though the effects are minor and temporary, you’ll want to avoid applying for multiple credit cards and loans. Since you should be selective when it comes to applying for a credit card, you’ll want to […]

Whether you have a lot of bills and expenses to pay, or there’s a large purchase you want to make, you’re usually faced with two choices when you don’t have the cash: you can charge on a high-limit credit card, or you can take out a personal loan. In some situations, a personal loan might […]

If you’re currently struggling with your finances or worry about having money saved for the future, it could be more than just how much you make or how much debt you’re in. Certain money beliefs and habits can actually be costing you more, rather than helping your financial situation. Common self-sabotaging money beliefs that often […]

Whether you’re applying for your very first credit card, or you’re thinking about applying for an additional credit card, the choices can be overwhelming. After all, with all of the available options, how can you know what credit card is the best one for you? The following is what you want to look out for […]

Frequent flyer miles can easily make air travel more affordable. Airline miles are part of an award system that most commercial airlines offer, and customers can redeem miles for discounted or free airfare. Although customers must still pay tax for their ticket, this can still save hundreds or thousands of dollars. But if you haven’t […]

Certain credit decisions might not seem like mistakes until it’s too late, and these can sometimes result in a poor credit score in the long run. Try to avoid the following credit mistakes: Not checking your credit report When was the last time you checked your credit report? Quickly scanning your credit report just to […]