Posts Tagged ‘Buying a Home’

  If you’re receiving a tax refund this year, you might be tempted to splurge and make a large purchase. If you have other financial obligations, however, you may want to reconsider. The following are some ideas for putting your tax refund to good use: Take care of the necessities If there’s something you really […]

Although the following tips can be helpful for anyone buying a home, for someone buying a home for the first time and likely unfamiliar for the process, they can be especially beneficial: Take all homeownership expenses into consideration Many first-time homebuyers underestimate just how much it costs to own property; there is much more to […]

  Purchasing your first home is a very exciting milestone, but in the midst of all the excitement, it’s important to remember that it’s also a decision that shouldn’t be taken likely. While you want to enjoy the house shopping process and have fun, it’s important to be practical as well, and make certain things […]

If you’re purchasing a home, you’ll see that many homes these days are part of an HOA (Homeowners Association). A Homeowners Association governs various aspects of the community, and this also means an extra fee added onto your monthly mortgage payment. Homeowners Associations are especially common amongst new construction homes, townhouses, and condos. Although it […]

If you’re buying a home in the near future, there’s a chance you might be taking out a mortgage loan to finance the majority of your purchase. A mortgage loan is the largest amount of money that most people will ever borrow, and not to mention, one of the longest lasting. Certain mistakes, however, can […]

If you’re buying a home in the near future, there’s a chance you might be taking out a mortgage loan to finance the majority of your purchase. A mortgage loan is the largest amount of money that most people will ever borrow, and not to mention, one of the longest lasting. Certain mistakes, however, can […]

When you’re ready to apply for a mortgage loan, it’s always a good idea to find all the necessary documentation you’ll need before you even begin. Whether you’re applying for your mortgage loan online, over the phone, or in person, being prepared with the right paperwork can help to speed up the process. Although some […]

If you’re thinking about buying a home, you have a few options. One popular option is to build your own home in a new home community. You’ll pick your lot, a floor plan, and various aspects of your home—everything from the type of flooring you’d like, to the color of your cabinets. The following tips […]

If you’re thinking about buying a home, you have a few options. You could buy a home that’s all ready to move in, or you could buy a fixer-upper and remodel it to your liking. Another popular option is to build your own home in a new home community. You’ll pick your lot, a floor […]

    You’ve just been pre-approved for a mortgage and you’re one step closer to being a homeowner—congratulations! While it’s certainly an exciting time, it’s also good to be prepared for what happens once you have your mortgage and begin to make payments. Your credit was likely good in order to obtain the home loan to […]