Posts Tagged ‘bank accounts’

When your bank account balance isn’t enough for debit card charges and checks to go through, one of two things will happen: the transactions will be denied, or you will overdraft. For each transaction that overdrafts, you will have to pay a fee. If you’re not careful, you can end up overdrafting multiple times and […]

The basic fundamentals of balancing a checkbook include: Find out which transactions have cleared In order to balance your account, you’ll need to figure out the status of all pending transactions, as not all payments will clear right away. Carefully read your statement line by line and mark which transactions are still pending, and which […]

These days, consumers no longer find it necessary to balance checkbooks, because they do most (or all) of their banking online. However, it can still be very helpful to keep physical records of all your transactions. Balancing your checkbook is also necessary to keep track of checks you might have written that haven’t cleared yet, […]

Whether you’re young and just establishing your credit for the first time or you’re bouncing back from a poor credit score, you’re probably wondering how you can easily establish good credit. Self-report Various websites and services (some are free, but others may charge a fee) will allow consumers to self-report their monthly payments to creditors. […]

Whether you’re young and just establishing your credit for the first time or you’re bouncing back from a poor credit score, you’re probably wondering how you can easily establish good credit. You’re not alone; according to CBNC, more than 50 million consumers in the US have no credit history. If you’re looking to slowly build […]

The best things in life may not be free, but a lot of things are—yet many consumers still continue to pay for them. The following are some things you should never pay for, and if you already do, there are free options to explore. Checking accounts While many major banks will charge a small monthly […]

Even if you feel like you are doing everything right to save money, there might some things you aren’t considering. Some of these things can help you save even more, which can allow you to reach your financial goals quicker. Shop around for a new banking institution You may have been with the same bank […]

When you need to transfer money, there are a lot of options that are available. But if cost is your main concern, check out these low-cost ways to transfer money. MoneyGram and Western Union These companies offer services that allow you to transfer funds to another state, city, or country. They charge a flat fee […]

During the period of establishing credit, it can be somewhat hard to qualify for certain things, which can be frustrating. Whether you are just establishing your credit for the first time, or you are establishing it again after years of filing bankruptcy or charged off and unpaid debts, this article offers some tips. Begin with […]

Identify theft can be a scary thing. Not only can it leave a victim feeling completely violated, but it can wreak havoc on the unsuspecting person’s credit record. The damage that results from identity theft can make it difficult to open new lines of credit, be approved for a mortgage or car loan, rent an […]