Archive for the ‘Personal Finances’ Category

As a solution for financial troubles, many people who are deep in debt will occasionally decide to file for bankruptcy when they feel they are out of options. While bankruptcy can sometimes offer solutions for some debtors, it’s also crucial to seriously think about the disadvantages of filing for bankruptcy. Before you make any final […]

Constantly keeping up with your finances can be difficult, especially if you have a lot of bills and you have a busy schedule. But there are several ways you can simplify your financials by automating them, which can give you fewer things to think about. Automating your finances can help you save more, avoid late […]

Lending money to a loved one can be a sensitive topic. If it’s someone you really care about, it can be difficult to see them struggling financially and you want to do what you can to help them out. On the other hand, you might be concerned about getting paid back, which could put you […]

For smaller purchases and everyday transactions, many people don’t put too much thought into whether they should use a debit card or a credit card. But since your debit card is linked to your bank account and may not offer the same level of protection as a credit card, there are certain instances in which […]

For smaller purchases and everyday transactions, many people don’t put too much thought into whether they should use a debit card or a credit card. But since your debit card is linked to your bank account and may not offer the same level of protection as a credit card, there are certain instances in which […]

Finding a hobby you enjoy can be a great way to spend your free time, but there’s no denying that a lot of hobbies can cost a pretty penny. However, there are a lot of options to consider, which don’t cost much at all—some are even free! If you’re looking for a fun, but cheap […]

When your bank account balance isn’t enough for debit card charges and checks to go through, one of two things will happen: the transactions will be denied, or you will overdraft. For each transaction that overdrafts, you will have to pay a fee. If you’re not careful, you can end up overdrafting multiple times and […]

Technology is a wonderful thing—it provides entertainment, assistance, and can even give consumers the opportunity to save money. If you haven’t already done so, the following are some ways you can save big bucks with technology: Phone calls With the latest technology, it’s not necessary to pay expensive long distance rates, or to eat into […]

Many people can benefit from having a will, and shouldn’t put off creating one. The provisions in your will ensure that your wishes are carried out after your passing. If you have property and assets, you can designate how they will be divided and who will receive them. Before you finalize your will, though, you […]

If you’re currently struggling with your finances or worry about having money saved for the future, it could be more than just how much you make or how much debt you’re in. Certain money beliefs and habits can actually be costing you more, rather than helping your financial situation. Common self-sabotaging money beliefs that often […]