Archive for the ‘credit’ Category

Whether establishing credit for the first time, or bouncing back after years of poor credit, it’s likely that you’ll start off with a low credit limit when you are issued a credit card. After some time has passed and you’ve made timely payments, you might qualify for a credit increase automatically, but it’s not always […]

  A lost or stolen credit card can be frustrating and nerve-racking, but it’s crucial to act quickly and before too much damage is potentially done. As soon as you know that your credit card is gone, be sure to do the following as soon as possible: Contact your card issuer The first thing you’ll […]

When it comes to your credit report and your score, knowledge is power. The following are some facts that many consumers are surprised to learn, and by knowing more about these things, it can help you understand how your credit score is calculated and can make it easier to work towards a better credit score: […]

When it comes to your credit report and your score, knowledge is power. The following are some facts that many consumers are surprised to learn, and by knowing more about these things, it can help you understand how your credit score is calculated and can make it easier to work towards a better credit score: […]

You’ve been paying all of your credit card and loan bills on time, and you’re hoping to see an improvement in your credit score. But much to your dismay, you check your credit score and see that it dropped instead. It can be frustrating when this happens, especially since you thought you were doing everything […]

Paying off credit card debt can be a terrific feeling, and for many consumers, canceling that credit card once and for all is an even better feeling. But before you completely give up on using credit cards altogether, you may want to consider keeping your credit card account active, even if you don’t use it. […]

Paying off credit card debt can be a terrific feeling, and for many consumers, canceling that credit card once and for all is an even better feeling. But before you completely give up on using credit cards altogether, you may want to consider keeping your credit card account active, even if you don’t use it. […]

Have you thought about giving up credit cards altogether, but not sure if it’s the right decision? There are both advantages and disadvantages to consider when it comes to credit card use. Some of those pros and cons include: Credit card advantages The opportunity to establish credit Even if you’re not too fond of the […]

Whether you’re going on a long trip or just a short getaway, it can be easy to overlook the financial aspects of your travels, especially once you’re already on vacation. Even just one vacation can wreak havoc on your credit if you aren’t careful, but the following tips can help you protect your credit the […]

Whenever you apply for credit, a hard inquiry is made and hard inquiries will negatively affect your credit score. Even though the effects are minor and temporary, you’ll want to avoid applying for multiple credit cards and loans. Since you should be selective when it comes to applying for a credit card, you’ll want to […]